0161 832 6131

Uninsured motor claims made simple

Dealing with a road traffic accident, whether as a driver, passenger or pedestrian, can be stressful at the best of times and even more so if the other party involved is found to be uninsured.

If you have been involved in an accident with an uninsured party, which was not your fault, then Ralli  can help.

A personal injury claim can be pursued through the Motor Insurers' Bureau (MIB) for both personal injury and associated financial losses, for example,  vehicle damage and loss of earnings.

The MIB is an insurance backed agency set up to deal with the claims for victims of uninsured and untraced drivers and is a fund of last resort.  They essentially act as the insurer for the uninsured or untraced party if they are found to be at fault.

In the event of an uninsured claim your legal costs would also be recoverable from the MIB and your claim can, in most cases, be dealt with on a no-win no-fee basis.

• A claim form must be submitted to the MIB with any documentation in support, for example any letters sent to the third party asking for insurance details and any documents from the Police.

• Even if you have comprehensive motor insurance you can claim for the damage to your vehicle, if any, although in most cases it may be easier and indeed quicker to claim through your own insurance as claims via the MIB can take some time. 

• The standard limitation period of 3 years applies to Uninsured motor claims, which means your claim must be brought within 3 years of the date of the accident.

If you would like some advice or assistance with your claim, please contact our offices on 0161 832 6131 or contact us online and we will be more than happy to assist.